Boat Insurance 101: What You Need to Know

Are you ready to set sail on your favorite watercraft, be it a boat, jet ski, or any personal watercraft? We understand the thrill of being on the water, but as a responsible boat owner, you should also be aware of the potential liability risks. Whether you're cruising the waves or your boat is safely parked on land, we're here to ensure your financial security and peace of mind.

Does Homeowner's Insurance Cover Your Boat?

You might be wondering if your homeowner's insurance extends its protection to your beloved boat. Well, it's a bit more complicated than that. Homeowner's policies typically come with various restrictions for boat owners, depending on factors like the size, horsepower, and damage coverage you need. In simple terms, without a dedicated boat insurance policy, you could be sailing underinsured waters. This can lead to trouble if you encounter unexpected accidents, damage, or liability issues.

Chart a Course to Savings

We prioritize cost-effective boat insurance by collaborating with carriers that offer numerous discounts, ensuring top-quality coverage while keeping your budget in check. Potential savings include benefits like homeownership, assisted steering installation, insuring multiple vessels, bundling policies, being the original boat owner, annual policy payments, a clean driving record, and safety course certification. For even more personalized cost-effective options, our experienced agents are here to guide you. Get in touch with us today and embark on worry-free adventures with tailored insurance to suits your needs.